These Terms & Conditions govern your use of the 98php platform. By creating an account or placing a wager on 98php, you confirm that you have read, understood, and agreed to be bound by these terms in full. Please read carefully before proceeding.
Key Points at a Glance
A plain-language summary of the most important rules on 98php. The full legal text follows below.
You must be at least 21 years old to register and play on 98php. This is a strict legal requirement under Philippine gaming regulations. Age verification may be requested at any time.
Each player is permitted to hold only one active 98php account. Duplicate accounts will be suspended and any associated balances may be forfeited pending investigation.
All bonuses and promotions on 98php come with clearly stated wagering requirements. Bonus funds must meet the applicable turnover conditions before withdrawal is permitted.
You are solely responsible for maintaining the confidentiality of your 98php login credentials. 98php will never ask for your password via chat, email, or any other channel.
Withdrawals are processed to the same payment method used for deposit where possible. GCash and PayMaya withdrawals typically process within five minutes of approval.
98php provides deposit limits, session controls, and self-exclusion tools. If gaming is no longer fun, please use these tools or contact our support team for assistance.
Important Notice: These Terms & Conditions constitute a legally binding agreement between you ("the Player") and 98php ("the Platform", "we", "us", "our"). By accessing or using any part of the 98php platform at 98php.net, you agree to be bound by these terms. If you do not agree, you must not use the platform.
These Terms & Conditions ("Terms") apply to all users of the 98php online gaming platform, accessible at 98php.net. By registering an account, making a deposit, or participating in any game or promotion offered by 98php, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety, together with our Privacy Policy and any game-specific rules published on the platform.
98php reserves the right to update or modify these Terms at any time. Continued use of the platform following the publication of any changes constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically. The date of the most recent revision is displayed at the top of this page.
These Terms are written in English. In the event of any inconsistency between an English version and any translated version, the English version shall prevail.
To register and use the 98php platform, you must satisfy all of the following eligibility requirements at all times:
98php reserves the right to request documentary proof of age and identity at any time. Accounts found to be in breach of eligibility requirements will be suspended immediately, and any funds held in such accounts will be subject to review in accordance with applicable regulations.
Each individual may hold only one registered account on 98php. The creation of multiple accounts by a single individual is strictly prohibited and may result in the permanent suspension of all associated accounts and the forfeiture of any balances held therein.
When registering an account on 98php, you agree to provide accurate, current, and complete information, including:
98php operates a Know Your Customer (KYC) verification process in compliance with Philippine anti-money laundering regulations. You may be required to submit one or more of the following documents before withdrawals are processed:
Failure to complete KYC verification within a reasonable timeframe may result in the suspension of withdrawal privileges until verification is completed to 98php's satisfaction.
You are solely responsible for maintaining the confidentiality of your 98php account credentials. You must not share your username or password with any third party. 98php will never contact you to request your password through any channel. Any activity conducted through your account will be deemed to have been authorized by you. If you suspect unauthorized access to your account, you must notify 98php support immediately.
98php accepts deposits via GCash, PayMaya, BPI, BDO, and Metrobank, subject to availability. The minimum deposit amount is ₱98. All deposits must be made from a payment account registered in your own name. Third-party deposits are not permitted and may result in account suspension.
Deposits are generally credited to your 98php account instantly or within a few minutes of successful payment confirmation. 98php is not responsible for delays caused by third-party payment processors or banking institutions.
Withdrawal requests are subject to the completion of KYC verification and any applicable wagering requirements on bonus funds. Withdrawals will be processed to the same payment method used for the most recent deposit where technically possible. 98php targets the following processing timeframes:
98php reserves the right to conduct additional security checks on withdrawal requests, which may extend processing times. Players will be notified if additional documentation is required.
All transactions on 98php are conducted in Philippine Peso (₱ / PHP). Any currency conversion fees charged by your bank or payment provider are your sole responsibility.
98php offers various bonuses and promotional offers to eligible players from time to time. All bonuses are subject to the specific terms and wagering requirements published alongside each promotion. General bonus conditions include:
Note: Wagering requirements must be met using real-money funds or bonus funds as specified in each promotion. Certain game categories (e.g., live dealer tables, specific table games) may contribute at a reduced rate or not at all toward wagering requirements. Always check the specific promotion terms before opting in.
All games available on the 98php platform use certified Random Number Generation (RNG) technology or, in the case of live dealer games, physical dealing procedures conducted under controlled conditions. Game outcomes are determined independently of any player action or platform intervention.
Each game on 98php is governed by its own specific rules, which are accessible within the game interface. It is your responsibility to familiarize yourself with the rules of any game before placing a wager. 98php accepts no liability for losses arising from a player's misunderstanding of game rules.
In the event of a technical malfunction, disconnection, or software error during a game round, 98php will endeavor to resolve the issue fairly. Where a game round cannot be completed due to a technical fault, wagers placed on that round will be refunded to the player's account balance. 98php's decision in such matters is final.
Return-to-Player (RTP) percentages for all slot games are published within the game information panel. Live dealer games are subject to standard house edge rules as stated in the applicable game rules.
The following conduct is strictly prohibited on the 98php platform. Violation of any of these prohibitions may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:
98php employs fraud detection systems that monitor account activity continuously. Accounts flagged for suspicious activity will be reviewed, and 98php reserves the right to withhold funds pending investigation in accordance with applicable regulations.
98php is committed to promoting responsible gaming practices among all Filipino players. We recognize that for a small number of players, gambling can become problematic, and we take our duty of care seriously.
All registered 98php players have access to the following responsible gaming tools through their account settings:
Players who wish to self-exclude from 98php may do so by contacting our support team. Self-exclusion requests are processed within 24 hours. During a self-exclusion period, your account will be suspended and you will not receive any marketing communications from 98php. Self-exclusion periods of six months or longer are treated as permanent unless a formal reinstatement request is submitted and reviewed after the exclusion period has elapsed.
98php strictly enforces the 21+ age requirement. If we have reason to believe that a player is under 21 years of age, the account will be suspended immediately pending age verification. Any winnings accumulated by an underage player will be forfeited.
For additional responsible gaming resources and support, we encourage players to seek guidance from PAGCOR's responsible gaming programs and other recognized support organizations in the Philippines.
All content on the 98php platform — including but not limited to the 98php brand name, logo, website design, graphics, game interfaces, software, text, and promotional materials — is the exclusive intellectual property of 98php or its licensed content providers. All rights are reserved.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the 98php platform solely for personal, non-commercial entertainment purposes. This license does not permit you to:
Any unauthorized use of 98php intellectual property may result in legal action. If you believe that any content on the platform infringes your intellectual property rights, please contact us using the details in Section 14.
To the fullest extent permitted by applicable law, 98php shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the 98php platform, including but not limited to:
98php's total aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the 30-day period immediately preceding the event giving rise to the claim.
Nothing in these Terms shall limit or exclude 98php's liability for fraud, gross negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.
98php collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the 98php platform, you consent to the collection and use of your personal data as described in the Privacy Policy.
98php implements industry-standard security measures, including 256-bit SSL encryption and two-factor authentication, to protect your personal and financial data. However, no method of electronic transmission or storage is 100% secure, and 98php cannot guarantee absolute data security.
For full details on how 98php collects, uses, and protects your personal information, please review our Privacy Policy.
98php reserves the right to amend, update, or replace these Terms at any time. When material changes are made, 98php will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where practicable.
Your continued use of the 98php platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree to the amended Terms, you must cease using the platform and may request the closure of your account by contacting our support team.
These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of a dispute between you and 98php, we encourage you to contact our support team in the first instance to seek an amicable resolution. If a dispute cannot be resolved informally, it shall be submitted to the exclusive jurisdiction of the competent courts of the Philippines.
98php operates in compliance with applicable Philippine gaming regulations. Regulatory complaints may be directed to the Philippine Amusement and Gaming Corporation (PAGCOR) through its official channels.
If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the 98php support team through the following channel:
Email Support: [email protected] · Available 24 hours a day, 7 days a week
Our support team is staffed by Filipino-speaking agents who can assist you in English or Filipino. We aim to respond to all written inquiries within 24 hours. For urgent account issues, live chat support is available directly through the 98php platform.
These Terms & Conditions were last reviewed and updated on January 1, 2026. All previous versions of these Terms are superseded by this document.
Ready to Play?
Now that you know the rules, it's time to play. Create your free 98php account in under two minutes, deposit as little as ₱98 via GCash, and start enjoying live baccarat, slots, and sports betting. Filipino players, 21 and above, welcome.
21+ only · PAGCOR regulated · Play responsibly